CFSA Counsel

FOELL & ELDER or a Genesis of FOELL & ELDER has represented Creditors including, but not limited to, Banks, Credit Unions, and Independent Finance Companies up and down the State of California for well over forty-five (45) years. Indeed, William N. Elder Jr., has spent over thirty (30) years specializing in Commercial and Consumer Finance Collections, Consumer Defense including Class Actions, FDCPA, CLRA and other Statutory Compliance. Mr. Elder has been Counsel to the CFSA Independent Section Counsel for over fifteen (15) years.

CFSA is a non-profit trade association representing major national and international corporations and independent lenders with operations in the State of California that provide a broad range of financial services, including consumer and commercial loans, retail installment financing, automobile and mobile home financing, home purchase and home equity loans, credit cards, and lines of credit.

CFSA was established to promote laws and regulations that protect consumers while preserving their access to credit options, and to support and encourage responsible industry practices.  CFSA acts as a unified voice of the finance industry in lobbying the Legislature, interfacing with industry regulators, and representing the industry in court through amicus briefs.  (See, e.g. Amicus Brief of CFSA et al. in de la Torre v. CashCall, Inc., No. S241434.)